Introduction

As China's dominant mobile payment platforms, WeChat Pay and Alipay have become essential tools for daily transactions. For foreigners visiting or living in China, understanding how to use these services is crucial for a cashless experience. This guide explains the setup process and key features.

1. Setting Up Accounts

WeChat Pay

Foreign users need to:

• Download WeChat (international version available)
• Complete identity verification with passport details
• Link an international credit/debit card (Visa, Mastercard supported)

Alipay

The process includes:

• Downloading Alipay app (English version available)
• Registering with passport information
• Connecting an international bank card
• Using the "Tour Pass" feature for temporary accounts

2. Making Payments

Both platforms offer similar payment methods:

• QR Code Scanning: Scan merchant codes at checkout
• Displaying Payment Code: Show your code to be scanned
• Online Payments: Select the option at checkout pages

3. Important Notes

• Transaction limits apply for foreign cards
• Some small vendors may only accept Chinese bank cards
• Keep some cash as backup for rural areas
• Customer support is available in English

4. Additional Features

Both apps offer useful services beyond payments:

• Public transportation payments (subway, buses)
• Hotel and flight bookings
• Food delivery services

Conclusion

While initially challenging, setting up WeChat Pay or Alipay significantly improves convenience in China. With proper verification and linked international cards, foreigners can enjoy most cashless payment benefits during their stay.